function toBool(val) { if (val === 1 || val === 'True') { return true; } return false; } var globalVars = { 'container': '', 'custom_style': '', 'hide_progress': toBool('False'), 'show_answer_opt': toBool('False'), 'show_judging_opt': toBool('False'), 'show_answer': toBool(''), 'show_judging': toBool(''), 'show_correct_total': toBool('True'), 'quiz': {"conclusions": [{"content": "You’ve Got Some Thinking to Do: Buying a home is a huge investment that can affect you for years to come. Meet with a mortgage professional to consider your financial preparedness before continuing your search.", "image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/84205410-3f09-48ea-8b8b-89903a406a7f.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/84205410-3f09-48ea-8b8b-89903a406a7f.jpg", "height": "3500", "width": "5002", "attributionhtml": "Getty Images", "validated_image": false}, "pointsrange": {"max": "3", "min": "0"}}, {"content": "You’re On the Right Track: This may be your first time buying a home, but you’ve taken the right steps toward preparing for the big move. Continue narrowing your options and solidifying your finances before you take the plunge.", "image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/026f15b4-ac01-4ce3-99bb-a97cba073581.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/026f15b4-ac01-4ce3-99bb-a97cba073581.jpg", "height": "1414", "width": "2121", "attributionhtml": "Getty Images", "validated_image": false}, "pointsrange": {"max": "5", "min": "4"}}, {"content": "A Home is On the Horizon: Congratulations! You’re just about ready to become a homeowner. Now is the time to pinpoint the specifics of your financial commitment and prospective home — make sure you’re getting exactly what you want for a price you can afford.", "image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/b2c01656-da2e-4139-8931-62a876308dd5.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/b2c01656-da2e-4139-8931-62a876308dd5.jpg", "height": "1420", "width": "2111", "attributionhtml": "Getty Images", "validated_image": false}, "pointsrange": {"max": "7", "min": "6"}}], "overview": {"content": "Before looking for a new home, ask yourself the following questions to make sure you’re truly ready to own.", "image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/abb3cc1a-3fb7-4a36-8cc6-b6e6c5c2ceea.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/abb3cc1a-3fb7-4a36-8cc6-b6e6c5c2ceea.jpg", "height": "3840", "width": "5760", "attributionhtml": "Getty Images", "validated_image": false}}, "total_score": 7, "title": "Are You Ready to Buy a Home?", "questions": [{"image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/abb3cc1a-3fb7-4a36-8cc6-b6e6c5c2ceea.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/abb3cc1a-3fb7-4a36-8cc6-b6e6c5c2ceea.jpg", "height": "3840", "width": "5760", "attributionhtml": "Getty Images", "validated_image": false}, "explanation": "Aim to qualify for the best mortgage rate possible by paying off your debts before looking for a home. Having a high debt-to-income ratio can make desirable rates unattainable and cost you substantially over the life of your home loan.", "answers": [{"content": "Yes", "points": "1", "correct": "True"}, {"content": "No", "points": "0", "correct": "False"}], "title": "Have you paid off all high-interest debt?"}, {"image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/db905033-25ba-4e0c-93bd-71804483fdf6.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/db905033-25ba-4e0c-93bd-71804483fdf6.jpg", "height": "3409", "width": "5123", "attributionhtml": "Getty Images", "validated_image": false}, "explanation": "Loans that don't require a 20 percent down payment may sound enticing, but they subject you to a monthly private mortgage insurance (PMI). The more you're able to put down up front, the less interest you'll pay in the long run.", "answers": [{"content": "Yes", "points": "1", "correct": "True"}, {"content": "No", "points": "0", "correct": "False"}], "title": "Do you have enough money to make a 20 percent down payment?"}, {"image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/5b125b50-febb-4d99-a85c-854f33fa4371.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/5b125b50-febb-4d99-a85c-854f33fa4371.jpg", "height": "3867", "width": "5800", "attributionhtml": "Getty Images", "validated_image": false}, "explanation": "If you're prepared for the unexpected, you’ll likely be able to keep your home even in the event of an emergency such as a job loss or personal injury.", "answers": [{"content": "Yes", "points": "1", "correct": "True"}, {"content": "No", "points": "0", "correct": "False"}], "title": "Aside from your down payment, do you have an emergency fund that could cover your bills — including a new mortgage payment — for at least three months?"}, {"image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/a90a03d1-860c-40af-9bf0-2d348f53842a.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/a90a03d1-860c-40af-9bf0-2d348f53842a.jpg", "height": "3744", "width": "5616", "attributionhtml": "Getty Images", "validated_image": false}, "explanation": "A mortgage lender will verify your employment and income with your workplace, so if you’re getting wind of potential layoffs or not feeling secure in your career, you might want to put your home-buying quest on hold.", "answers": [{"content": "Yes", "points": "1", "correct": "True"}, {"content": "No", "points": "0", "correct": "False"}], "title": "Is your work environment stable?"}, {"image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/11506fab-17fa-470f-a27b-3c5f1f5a797b.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/11506fab-17fa-470f-a27b-3c5f1f5a797b.jpg", "height": "3840", "width": "5760", "attributionhtml": "Getty Images", "validated_image": false}, "explanation": "Home prices are currently increasing by more than 5 percent every year, but the market can be volatile. If you’re not investing in your house for the long term, you could find yourself underwater if prices fall and you need to sell your property before it can recover.", "answers": [{"content": "Yes", "points": "1", "correct": "True"}, {"content": "No", "points": "0", "correct": "False"}], "title": "Are you planning on living in the same city for at least five years?"}, {"image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/af16232b-31ca-4ebc-bbe8-6e2b908f02f6.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/af16232b-31ca-4ebc-bbe8-6e2b908f02f6.jpg", "height": "3414", "width": "5121", "attributionhtml": "Getty Images", "validated_image": false}, "explanation": "Pre-approval is a sign that your credit score is solid and you're ready to buy. It will also make you an attractive buyer for sellers, as this eliminates a crucial contingency during the buying process.", "answers": [{"content": "Yes", "points": "1", "correct": "True"}, {"content": "No", "points": "0", "correct": "False"}], "title": "Have you been pre-approved for a mortgage?"}, {"image": {"thumburl": "http://photos2.demandstudios.com/DM-Resize/s3.amazonaws.com/photography.prod.demandstudios.com/e1da117a-3e9e-4024-889b-fe424bb33491.jpg?w=120&h=120&keep_ratio=1", "credit": "Getty Images", "url": "http://s3.amazonaws.com/photography.prod.demandstudios.com/e1da117a-3e9e-4024-889b-fe424bb33491.jpg", "height": "3525", "width": "5150", "attributionhtml": "Getty Images", "validated_image": false}, "explanation": "Property taxes can cost homeowners tens of thousands of dollars in addition to their mortgage payments each year. And though an HOA can provide everything from a community pool to a condo concierge, monthly fees can be hundreds of dollars. Assess the total cost of home ownership before committing to a property.", "answers": [{"content": "Yes", "points": "1", "correct": "True"}, {"content": "No", "points": "0", "correct": "True"}], "title": "Are you aware of the property taxes and homeowners' association fees linked to the home you’re looking to purchase?"}], "type": "SpectrumQuiz"}, '_id': 'www.quizgnome.com/ready-buy-home-1013.html', '_url': 'http://www.quizgnome.com/ready-buy-home-1013.html', 'sha_version': '' }; var _quizGnome = { 'versioned': function(url) { if (globalVars.sha_version !== '') { return url + '?v=' + globalVars.sha_version; } return url; } };globalVars.quiz_template =''+ ''+ '
'+ '
'+ '
'+ ' '+ '
'+ ' Before looking for a new home, ask yourself the following questions to make sure you’re truly ready to own.'+ '
'+ ' '+ '
'+ '
'+ '

Are You Ready to Buy a Home?

'+ '

Before looking for a new home, ask yourself the following questions to make sure you’re truly ready to own.

'+ '
'+ '
'+ ' '+ '
'+ '
'+ '
'+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ ' '+ '
'+ '
'; var container = globalVars.container; if (!container) { /* Container is not specify, use current script tag */ var scriptContainer; if (document.currentScript) { scriptContainer = document.currentScript; } else { var scripts = document.getElementsByTagName('script'); scriptContainer = scripts[scripts.length - 1]; } container = scriptContainer.parentNode; } else { if (document.querySelector) { container = document.querySelector(container) || document.querySelector('#' + container); } else { container = document.getElementsById(container); } } globalVars.container = container; var script = document.createElement('script'); script.async = true; script.src = '//www.quizgnome.com/js-template.js?v='; container.append(script); /* if this part get executed that mean someone open the url directly. */ /* */