If you're ever in a fender-bender, you don't want your wallet to absorb most of the crunch. Do you know whether your insurance policy can prevent your bottom line from suffering too many dings and dents? Review it tonight, especially the fine print.
People who borrow your car with your permission are covered as long as they have a valid driver's license. List a family member as an occasional driver if you lend them your car often.
You can use your own insurance if it specifically covers property damage and liability for rented cars. Check your policy before renting.
Comprehensive coverage pays for damages to your car from hitting an animal, but not for hitting other cars or objects. You need collision insurance for that.
Accept paying passengers requires commercial auto coverage insurance. Your insurance company may consider that you are running a business and void your personal coverage.
Car insurance, including comprehensive insurance, only covers your car and accessories permanently attached to it. Homeowners insurance can cover theft of other property, such as laptops, even when the items are stolen from your car.
You’re a car insurance outlaw, riding out on the open highway, without much protection from unexpected bumps. Those gaps in your coverage might leave you in the dust one of these days. We know you love the thrill of the unknown, but visit your insurance broker before hitting the trail again.
You know something about car insurance, but you’re not quite a pro. Spending some time with your policy will help you to steer clear of any gaping potholes in the road. Once you’ve studied up, enjoy the ride!
In the world of car insurance, you’re a Formula One driver. Go on, give yourself a wink in that rearview mirror. You can rest easy on your next drive, knowing you’re covered, no matter what you find around that curve. In fact, you might consider sharing that wealth of knowledge with your friends and family.